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Before You Panic-Spend Your FSA Money, Check These 15 Eligible Gifts

You can use it for way more than you probably realize.

Before You Panic-Spend Your FSA Money, Check These 15 Eligible Gifts
Hatch alarm clock, Tiger Balm ointment, Starface acne patches, Caring Mill memory foam knee pillow
Amazon, FSA Store
Hatch alarm clock, Tiger Balm ointment, Starface acne patches, Caring Mill memory foam knee pillow

You know that saying, health is wealth? It directly applies to your Flexible Spending Account (FSA) money. You likely have a wealth of money waiting for you to spend on anything health-related — for yourself or for people on your holiday shopping list.

An FSA is an employer-sponsored spending account. Basically, you contribute pre-tax dollars into it, which you can then spend on healthcare expenses. That includes things like workout equipment, beauty products, massage guns and smart watches or rings. Here’s the catch: most employers require you to spend your FSA money by the end of the year.

To use your FSA money on Amazon, add your FSA debit card as a payment method. Then, shop in the online retailer’s dedicated FSA store or look for an FSA badge on products. (You can also proceed directly to the handy-dandy FSA store.) Whether you want to use your FSA money to treat yourself or knock out some of your holiday shopping, here are 15 unexpected items you can use your money toward.

1.
FSA Store

A classic pain-relief ointment

This distinctive pain-relief ointment is a thoughtful stocking stuffer for anyone who suffers from occasional aches and pains – so, basically, anyone. The signature combination of ingredients – including menthol, camphor, and clove oil – provides a warming sensation when applied and a much-needed moment of self-care.

2.
FSA Store

An expert-endorsed knee pillow

Physical therapist Beth Terranova previously recommended a knee pillow for any side sleepers looking to alleviate back pain. “The position of your knees while sleeping affects the position of your hip, pelvis and spine," she said. We found this reviewer-loved memory foam knee pillow at the FSA store for under $25 – it's the perfect gift for anyone you know who suffers from back pain.

3.
Amazon

This hydrating lip gloss with SPF

Beauty products make great stocking stuffers and Amazon shoppers are obsessed with this lip gloss, with the vast majority of people who rated it giving it a perfect five-star rating. It doesn’t just give lips a shiny sheen, it hydrates them and has SPF.

Promising review: “I have finally found my holy grail lip product! Hallelujah! I don't wear makeup daily. I use moisturizer with sunscreen and I wear a sheer, moisturizing lip gloss, because I'm middle-aged, and my lips are drier and paler as I age. I have several lip glosses that I love, but none with SPF. So I layer a balm with SPF underneath, no big deal. But I got it into my head years ago that I wanted an all-in-one lip product that is moisturizing, has sun protection and a noticeable tint. When I travel, I want one lip product that does it all. I was surprised that this has been hard to find. I've found stick balms with tint, but they look matte and are very drying on me. Also, the scent and taste are unpleasant. I've found tube balms with SPF, but the color was practically non-existent. So I stumbled across this balm, and I'm so happy with it. I chose the bad gyal berry color.” — A.K.

4.
Amazon

These star-shaped pimple patches

If you have a teen on your holiday shopping list, they’ll appreciate this gift, which turns having a pimple into an opportunity to accessorize. These star-shaped pimple patches contain salicylic acid, which soothes and shrinks zits. More than 9,000 Amazon shoppers have rated them, with the vast majority giving them a five-star rating.

Promising review: “These are magical! I wear mine to bed at night. I struggle with cystic acne during stress. It takes care of little problems and big ones. Application is easy, and the stick has a harder time on rounded edges and might poke up on the outer parts of the star. But look at this magic! I have this one spot that was minor, and then another spot that was being problematic and painful. You can see how well they work! Well worth the money, but I wish it came with a set of refills for the compact.” — Taylor

5.
Amazon

This migraine relief cap

Anyone who has experienced migraines knows how debilitating they can be. This cap offers relief by applying pressure to the head, while also creating a dark and cooling environment. You can use it for hangovers too.

Promising review: “I honestly don’t know how I lived without this migraine relief cap. The cooling compression feels incredible the moment I put it on. It instantly soothes the pounding pain and helps me relax. Unlike ice packs that slip around or melt too quickly, this cap stays cold for a long time and fits snugly, covering my entire head and eyes.” — Ashlyn

6.
Amazon

This gua sha facial tool

This stainless steel facial massage tool eliminates puffiness and dark circles while also refining face contours. It’s perfect for the beauty-lover on your holiday shopping list.

Promising review: “This is a quality product. I've used it for a couple of weeks now and it feels wonderful on my skin! The metal provides a smooth, cool sensation on my face that seemingly gets the job done. The kit comes with a small pouch for storage, the facial tool, a polishing cloth and a booklet on how to use each side of the 4-in-1 tool. A great value for the price!” — Paris

7.
Amazon

This heated pad

A little heat can work wonders to relieve back pain, neck pain or period cramps. This weighted pad is soft and small enough to bring anywhere. There are three adjustable heat levels.

Promising review: “Was a gift for someone and they love it. Works perfectly for their multiple aches, pains and medical issues. Easy to use and transport.” — SFP
8.
Amazon

This moisturizing stick for chafed skin

This is the perfect gift for the person in your life who is training for a race. Often, the friction of running leads to chafed skin — not fun. This moisturizing stick is made with shea butter and avocado oil, which moisturizes skin. It’s also great for cracked heels.

Promising review: “This healing stick is great for skin, chafing, lips, dry heels, scars, etc. I have to have at least three in my house at all times.” — Karyn

9.
Amazon

This hand massager

Long days spent as a cashier, typing, playing a musical instrument, or massaging clients are all hard on the hands. This hand massager offers some much-needed relief, alleviating stiffness and pain. It’s great for anyone with arthritis too.

Promising review: “This is a lifesaver. I work in urgent care and I type so much all day long. I have suffered from carpal tunnel, having numbing, painful hands for 20 years. This device has been a miracle worker. I have been sleeping since I received this item every night with no pain and no numbness waking me up in the middle of the night. Thank you so much.” — Judene Hinds

10.
Amazon

This cuddle buddy that feels like a warm hug

Got a little one on your holiday shopping list? This teddy bear may look like a typical stuffed animal, but it’s so not. It heats up and the warmth offers extra comfort when it’s held close. You can cool it down too, using it to soothe bumps and bruises. Besides the blue bear, it comes in many other colors and animal types.

Promising review: “Works great. The design is durable and I haven’t experienced any leakages. Easy to use and great for littles’ pain relief. It’s a perfect weight, not too heavy and not too light. Just right.” — KEKAJOJO

11.
Amazon

This ceramic Oura ring

Yep, you can even use your FSA money on an Oura ring. This model is the latest and greatest. It’s ceramic and comes in three different colors and a wide range of sizes. Use it to track your sleep, workouts, stress and more.

Promising review: “I had a couple of watches with trackers, but the ring is something!!!! I’m so glad I bought it. It’s super light — I barely feel it on my finger, yet it tracks everything — sleep, readiness, heart rate, body temperature, even stress levels. The insights are so much more accurate than any smartwatch I’ve tried before. I love checking my sleep score in the morning — it actually helps me understand how my body feels that day. And the design? Minimal, elegant, and goes with literally any outfit. Totally worth it if you care about your health and want something that doesn’t scream ‘fitness tracker.’” — Tatiana

12.
Amazon

This Hatch sunrise alarm clock

Waking up to sunrise-mimicking light like this one from Hatch is so much better than a blaring alarm. It’s the perfect gift for someone who suffers from insomnia or just isn’t a morning person. There is also a full library of night sounds to fall asleep to, like pouring rain, the ocean or a campfire.

Promising review: “I love it!! The sound machine is awesome and the selection is great! The alarm clock is very bright and loud. I’m a heavy sleeper and I haven’t had any issues waking up. It seems durable and high quality. I think the design is beautiful. The app is very user-friendly. Set up was quick and easy, and editing is quick and easy as well! I don’t know how I’ll ever sleep without Hatch again!!” — Megan Bareford

13.
Amazon

This foot massager

If you have someone on your holiday shopping list who is on their feet a lot, they’ll love you forever for giving them this foot massager. It uses heat and vibrations to soothe tired feet. Using a shiatsu massaging technique, it can target specific areas that need extra attention.

Promising review: “What a wonderful product this is! I have very painful feet due to over-pronation. One foot has been corrected through surgery, while the other one hasn’t been fixed yet. I’m the queen of ice packs and topicals like Penetrex. This foot massager is such a treat! It has the ability to change the strength of the message, so you don’t have to use just one preset button, you can use softer or harder settings. I’m a 9 1/2 wide (women’s) shoe size, and it would fit larger feet. It feels so darn good! It is a real sturdy machine, and it doesn’t have a soft powder puff setting. It is truly strong and effective. I’m 70 and I couldn’t recommend it more.” — Diane Roche

14.
Amazon

This LED red light therapy face mask

There’s a reason why red light therapy masks are a cult favorite beauty product: They really work to slow signs of aging. How? The LED light stimulates collagen production, slowing the formation of wrinkles. This mask comes with eight different color settings to target specific skin conditions.

Promising review: “I’ve been using this LED mask for about six weeks and I can already see results. My skin tone looks more even and my complexion is glowing. The mask itself is very comfortable and lightweight, so it’s easy to wear every day. The battery lasts me for about a week and a half with daily use (I use it twice a day), which is really convenient. Overall, I’m very happy with this purchase and highly recommend it!” — Vladislav Bukht

15.
Amazon

This portable massage gun

When it comes to massage guns, Theragun is the gold standard. The reviews for this compact massage gun speak for themselves: This baby truly works for relieving aches and pains. People who have it also like how small it is, easy to bring with them when traveling.

Promising review: “This thing has been a game changer for me. I am able to reach some trigger points in my shoulder blades and rotators on my own now, which I could only achieve with a massage or someone else with the big Theragun. I am buying one for my brother’s birthday after I finish this.” — Jeffrey Sladkus