$20 Lady: Getting fit without breaking a financial sweat

No pain, no gain, they say. But when the pain hits you in the pocketbook, its hard to see a gain.

The No. 1reason people dont work out is because they dont see health and wellness as enough of a gain. Or theyre lazy. Maybe both.

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But the laziness could be overcome if they thought it was important, like making sure you have clean dishes for meals.

The two top excuses people give for not going to the gym or working out more are:

1. No time

2. No money.

I completely understand both. And as a parent, the "no time" thing hits double-hard, especially if the only way you can find the time is by hiring a sitter or paying for activities for the kids.

But it doesnt have to be that way.

The gym? Not for me, sorry

Personally, I hate the gym. I hate the fact that I have to wear clothes I wouldnt normally wear in public in public. I hate the fact that when Im motivated to work out I have to follow that up with motivation to get ready, get out the doorand get in the gym. I hate that its so expensive.

But I like working out. Notthat you can tell by looking at me these days. Lately I havent done much of anything workout-wise.

That, however, is going to change.

A couple of years ago I lost a substantial amount of weight. This last year, due to health issues and career issues and, yes, downright laziness, Ive gained some back. That doesnt sit right with me or my pants.

So my goal is two-fold: get out of lazy eating habits and get into good workout habits.

But if Im not willing to shell out $50 a month plus a good chunk of my time to hit the gym, plus more to join a weight loss program.

So, how can I do that?The same way I did it last time, I figure. Using what I have my phone!

A lot for a little

I avoided free apps as theyre typically very limited and require in-app purchases to get a full program. So I went straight to the paid apps and found two decent ones that seem to offer what Im looking for.

For US$ 3.49 My Diet CoachPro will let me set daily calorie goals, record what Im eating and when Im exercising, and provide me with reminders and tips in a non-confrontational, private way. So thats the diet and tracking side taken care of.

But theres still weight and cardio workouts. I have a couple of small dumbells at home and am a whiz at using tinned tomatoes as small weights, but I wanted to find something that would help me target certain muscle groups and provide me with bodyweight and at-home exercises that dont require gym equipment.

I found that in iMuscle 2 for US$2.05. It provides workouts that use weights, machinesand bodyweight and allows you to select muscles from a 3D body model to view the best exercises for that muscle.

What about cardio? Well, theres always snow-shovelling this time of year. I lost 10pounds just from approaching snow shovelling as a cardio workout while I was living in Corner Brook where it snows daily.

However, I wanted something a little moreorganized. So Ive built a number of playlists on YouTubeof Zumba, aerobics, and for when I only have a few minutes circuit-style 10-minute workouts. These videos were all free and I can play them on my computer, phone, or the TV through a smart device.

In total I spent about $6.60 in Canadian dollars, which means if I see some more weights at the secondhand shop next week, I can pick them up.

The best part is that everything Ive selected will fit easily into my daily life, when the kids are asleep or I have some spare time. The Zumba I can even do with them and call it a dance party!